Singapore’s ageing population has been a reason for national alarm for a while. Yet the question of what we need to do for our elderly – our grandparents, parents and older relatives – gets no easier. Should we leave old folks at home in the care of a maid? Place them in an old folks home or an elderly care facility (and face the judgment of our peers)? What else can we do in order to better take care of older people and meet their changing needs?
Exactly how bad is definitely the ageing population in Singapore? Singapore’s population is ageing fast. By 2030, 1 in 4 people here will be past retirement age. That’ll ensure it is nearly one million people, that is almost the twice the current elderly population. At the same time, life expectancy is predicted to improve. Not to be crude regarding it, but what this means is the larger population of seniors will be around for a longer time than before. So it’s important on a national level to think about how to care for them.
This season, the us government announced nursing home in JB, a compulsory national long-term care insurance, that can replace ElderShield in 2020. It’s meant to provide for people who have severe disabilities and will pay for their basic needs throughout their life. But that’s the financial part. But what about the care itself? Your elderly care options will depend on just how much medical support is required.
Daycare for your elderly – for healthy seniors. For elderly people that are mobile and healthy, but simply bored of watching the same kind of dramas on Channel 8, you will find daycare centres so they can connect with their peers and take part in activities that keep them occupied and alert. Cost: There’s a big range since it depends on the form of activity. Many organised by SACs by AIC cost nothing, while enrolling in a privately run activity centre could cost from $250 to $1,200/month.
Healthcare centres – for seniors who need a little medical treatment. Many seniors have some form of health issue or some other. When they do not need constant attention but merely some type of rehabilitation, these are places where sick or disabled seniors can spend your day or a few hours for medical treatment. The government has subsidies for centre-based healthcare for the elderly. A part of this category are: day rehabilitation centres, dementia daycare centres, psychiatric daycare centres and rehabilitation homes. Cost: You might be charged per session of therapy or rehabilitation. Fees range between $6 to $160 per session before subsidies.
Hiring domestic help – for healthy seniors who need company. In case your elderly family member is pretty healthy and values his personal space, a domestic helper is an excellent option. Some helpers are generally medically trained or have experience looking after seniors.
It is possible to tap on several government assistance schemes to fund the FDW you hire for such purposes: FDW Grant and FDW Levy Concession. These basically cap your monthly costs at a manageable amount.
There’s another Caregivers Training Grant of $200 annually, which can be used to send out your helper for courses to teach her to improve good care of older people. The trainer may even come to your home to conduct classes. For further independent seniors who don’t require round-the-clock care or supervision, consider getting a part time caregiver instead. Cost: A live-in helper generally costs $600 to $850/month before subsidies and grants. A part-time caregiver costs $20 to $25/hour.
Live-in nurse – for seniors who want constant medical care. In case your elderly relative needs a greater amount of care, you might want to consider a nurse, aide or trained caregiver as opposed to (or along with) a normal helper. Nurses and nurse aides have medical training, while trained caregivers watch over their charges 24/7, helping all of them with personal care, meals and medication. That’s unlike domestic helpers, whose core duties tend to be more on household tasks.
There are also a couple of government schemes to assist buy this, including subsidies for home-based care. For disabled seniors, there’s Eldershield as well as the Pioneer Disability Assistance Scheme. You can also get subsidies to buy assistive devices, home healthcare items or transport to bring seniors to day services at MOH-funded facilities from the Senior Mobility and Enabling Fund. Cost: $600 to $one thousand/month before subsidies
Nursing homes a.k.a. old folks’ homes – for constant medical treatment. Finally, nursing homes or old folks’ home are generally a last recourse for Singaporeans. Sending your relative to a property will not be an easy or pleasant decision since the majority of don’t desire to live out their last days that way. It’s also more costly compared to a live-in helper. Often, people who choose this have no choice as the elderly who are ill or disabled and require 24/7 care the family cannot provide.
There are some 70 nursing facilities in Singapore. Some are very nothing but a bed and medical care, and have given old folks homes the negative rep it offers. But there are homes which have a far more holistic care strategy, with activities iupstd stimulate the body and mind, like NTUC Health Elderly Care Facility, ECON Nursing Home and Orange Valley. Typically they cost $1,200 to $3,500/month.
On the top quality of the spectrum, there’s St. Bernadette Lifestyle Village where residents live independently and acquire to suitable place for singapore elderly, activities and games, while having easy access to health care using the 24-hour medical concierge. It costs an awesome $3,650/month. At MOH-run public nursing homes and Medifund accredited private homes, you are able to cancel out the costs with government subsidies for residential services.